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AGI3 gives institutional clients access to onchain lending markets through a verified account and wallet. Assets stay in that wallet: the platform prepares and authorizes every transaction, and nothing moves without a client signature. The model is covered in The platform model and How transactions are signed.

Set up

Onboarding

Registration, KYB/KYC through Persona, and wallet setup in parallel: the path to a first transaction and the gates that clear it.

Connect a portfolio

Creating a portfolio, binding a wallet, and the checks that run before a new wallet transacts.

Operate

Quickstart

A screen-by-screen tour in four tabs: the app’s six areas, then the lend, borrow, and swap flows, each taken to the final review step.

Supply assets

Choosing a market, supplying, and withdrawing, including why a withdrawal can be capped.

Borrow against collateral

Opening a position, reading the projection before you confirm, and managing it afterward.

Swap assets

Converting between assets inside a portfolio: the quote, slippage, and where the received asset lands.

Monitor positions and alerts

Where position health is shown, the two warnings the platform sends, and a routine that catches drift early.

Understand the risk

Borrowing basics

What a borrow position is, how much you can draw, and the four actions available on an open position.

Risk parameters

The per-market parameters, by collateral class, that decide how much you can borrow and when you are liquidated.

Health factor

What the health factor on each position means, exactly how it is calculated, and when the platform warns you.

How liquidation works

What triggers a liquidation, what it costs by collateral class, and how to avoid one.

Portfolio health score

The 0–100 score on your dashboard: the five weighted components, and what the score does not capture.

Borrowing stablecoins: strategies

Four institutional patterns for borrowing against holdings, and the risk framework they share.

Rates and returns

Rate vs utilization

The curve behind every rate on the platform, and why the last few points of utilization cost so much.

How yield is calculated

Where the rate on a supply market comes from, the legs that make it up, and how far to trust a displayed rate.

Net APY

How the platform combines what you earn and what you pay into one rate, and why leverage makes it move sharply.
Terms carry precise meanings here; the glossary defines them, and the FAQs give direct answers that link into the full pages.